MCU
MCU

Visit MCU's Future Focus

A Financial Education Web Site for Kids and Teens.

MCU
MCU

MCU

Young Adults



Learn More

Share Certificate Accounts


One of the best kept secrets in town, our certificates offer excellent rates, and a variety of terms that will help you meet your long or short term goals with an opening deposit of as little as $500.

Opening a Share Certificate account is simple. Just stop by any of our branches or call 1-888-GROW-MCU.

To open a Share Certificate account by mail, follow these simple steps:

  1. Download and print out the application
  2. Fill it out and sign it.
  3. Mail the completed, signed application and a check for the opening deposit (if applicable) to the address below:
Municipal Credit Union
Member Service Operations
22 Cortlandt Street
New York, NY 10277-2608

To view the Share Certificate Agreement, click here.

To view the Schedule of Dividends, Service Charges and Fees click here.