Good News Regarding Your MCU Visa Credit Card!

ARE YOU AFRAID OF WHAT’S INSIDE THAT LETTER FROM YOUR BANK ABOUT YOUR CREDIT CARD?

You probably should be. Your bank may have raised your rate as high as 29.99% APR in the last few weeks, without warning, and without good reason. Banks have been rushing rate increases through since new legislation will limit them from arbitrary rate increases.
You don’t have to be afraid. We’re Municipal Credit Union, and we already have one of the best and fairest deals in New York:

Low variable rates:

• Classic – 11.15% APR
• Gold – 10.15% APR
• Platinum – 9.15% APR
No fees to transfer high-interest balances
No penalty rate increases for late payments
No fee and no penalty rate increases for going over your credit limit
No annual fee
No inactivity fees when you use your card less
No fee for carrying a zero balance
No hidden fees or fine print you can’t read
With no unwelcome surprises, you can be sure you’re getting a fair deal on your credit card at MCU. Can your bank say the same?
Transfer your high-interest rate card balances today!
Call 1-800-LOAN-MCU or click here to download an application.
Not a Member? Call 1-866-JOIN-MCU. You can Join MCU and apply for your card in the same phone call.

* The APR on MCU VISA cards may vary. Balance transfers from existing MCU loan and MCU VISA Card accounts to another MCU VISA Card are not permitted. The APR for Cash Advances for all VISA cards is fi xed at 17.9%. Transaction fee for Cash Advances for Classic VISA is 3% of the amount advanced but not less than $1.00 nor more than $30.00. Transaction fee for Cash Advances for Gold and Platinum Visa is 3% of the amount advanced but not less than $2.00 nor more than $30.00. There is a minimum fi nance charge of $0.50 for Classic, Gold and Platinum Cards. Certain restrictions apply. There is a late-payment fee of $25.00. Membership is required.