With an MCU VISA® Card, the Only Surprise is How Much You'll Save.
  • 3.9% APR for the first six months
  • After that, low variable rate currently 9.15% APR
  • 4.9% APR for the first six months
  • After that, low variable rate currently 10.15% APR
  • 5.9% APR for the first six months
  • After that, low variable rate currently 11.15% APR

Low Introductory rates with no balance transfer required

Save with NO Annual Fee

Consolidate your high-interest cards with NO -FEE balance transfers

NO Penalty rate pricing

Apply for your MCU VISA® Card today!
Speak with a Member Service Representative,

Call 1-800-LOAN-MCU

or click here to download an application.

Not a Member? Call 1-866-JOIN-MCU. You can join
MCU and apply for your card in the same phone call.
Introductory APR for new cardholders is 3.90% for Platinum, 4.90% for Gold, and 5.90% for Classic for the first 6 months that your account is open. After that, currently 9.15% (Platinum), 10.15% (Gold), and 11.15% (Classic) based on your creditworthiness. These post-introductory APRs may vary. Balance transfers from another MCU loan or MCU VISA Card are not permitted. The APR for Cash Advances for all VISA cards is 17.90%. Transaction fee for Cash Advances is either $2.00 or 3% of the amount of each cash advance, whichever is greater (maximum $30.00), for Platinum and Gold and is either $1.00 or 3% of the amount for each cash advance, which is greater (maximum $30.00), for Classic. There is a minimum periodic interest charge of $0.50 for Classic, Gold and Platinum Cards. There is a foreign transaction fee of 1% of each transaction in U.S. dollars. Certain restrictions apply. Membership is required.